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Psalms 15:5

Psalms 15:5
He that putteth not out his money to usury, nor taketh reward against the innocent. He that doeth these things shall never be moved.

My Notes

What Does Psalms 15:5 Mean?

Psalm 15 asks a single question — "LORD, who shall abide in thy tabernacle? who shall dwell in thy holy hill?" — and then answers it with a character portrait. Verse 5 is the final brushstroke: "He that putteth not out his money to usury, nor taketh reward against the innocent. He that doeth these things shall never be moved."

"Usury" in the Old Testament context referred to charging interest on loans to fellow Israelites, particularly the poor. The Law (Exodus 22:25, Leviticus 25:36-37) prohibited this because lending to your neighbor was supposed to be an act of compassion, not a business opportunity. To charge interest on someone's desperation was to profit from their pain.

"Nor taketh reward against the innocent" means refusing bribes that would pervert justice. In a world where judges and officials could be bought, this described someone whose integrity wasn't for sale. The closing promise — "shall never be moved" — means unshakeable stability. The person who lives this way has a foundation that doesn't shift. Their security comes from character, not circumstance.

Reflection Questions

  • 1.When you have financial or social leverage over someone, what's your instinct — to use it generously or strategically?
  • 2.What does it look like in your everyday life to refuse to 'profit from someone's pain'?
  • 3.God ties unshakeable stability to integrity, not wealth. How does that challenge or confirm the way you think about security?
  • 4.Is there an area of your life where you've been tempted to take 'reward against the innocent' — to benefit from a situation at someone else's expense?

Devotional

This verse might feel ancient — usury laws and bribery in the courts. But the principle underneath it is as current as your last financial decision: do you use your resources to help people or to exploit them?

Think about it practically. When someone you know is struggling financially, do you see an opportunity or a person? When you have leverage — information, power, influence — do you use it to protect the vulnerable or to advance yourself? That's what this verse is really asking. It's not about banking regulations. It's about whether your money and your power serve people or consume them.

The promise at the end is striking: "shall never be moved." In a world obsessed with financial security, God says stability doesn't come from shrewd investments or aggressive self-interest. It comes from integrity. The person who refuses to profit from someone else's desperation, who can't be bought, who handles their resources with justice — that person is anchored to something deeper than the market.

This is countercultural in every era, not just David's. We live in a world that rewards extraction — getting the most while giving the least. God's economy runs in the opposite direction. Generosity is the foundation. Justice is the floor. And the person who builds there will never be shaken.

Commentary

Trusted original commentary from respected historical Bible scholars and theologians.

Gill's ExpositionBaptist theologian, 1697–1771

He that putteth not out his money to usury,.... To the poor, in an extravagant and exorbitant way, by which he bites,…

Barnes' NotesPresbyterian pastor, 1798–1870

He that putteth not out his money to usury - The word “usury” formerly denoted legal interest, or a premium for the use…

Matthew HenryNonconformist minister, 1662–1714Psalms 15:1-5

Here is, I. A very serious and weighty question concerning the characters of a citizen of Zion (Psa 15:1): "Lord, who…

Cambridge BibleAcademic commentary, 1882–1921

He that hath not put out his money for usury,

Nor taken bribes against the Innocent.

Two of the most common and…